If your policy includes coverage for Additional Living Expenses or ALE, there are a few things you need to understand to make sure your expenses are properly calculated and you are reimbursed for [...]

Short answer – not likely.  When your neighbors leaves or branches fall into your yard are they responsible to come rake the leaves in your yard?  No.  If your neighbor’s tree [...]

The simple answer – The One That Pays! But is one insurance company really better than another?  Well, consumer reports think so.  In fact you may be quite surprised to learn that your [...]

Most policyholders misunderstand how long you have to file a claim and how long you have to file a lawsuit against your insurance company.  The two can be very different and the first can affect [...]

Having your claim denied can be very frustrating.  What is insurance for anyhow if it’s not to cover damages to your property when you need help? First, understand that it may not be the [...]

From time to time insurance companies want to take a recorded statement.  Especially when there is a loss due to theft, vandalism, liability isn’t clear, or if the details of the loss seem [...]